diff --git a/etc/accounts.yaml.sample b/etc/accounts.yaml.sample
index d191769..54fdcad 100644
--- a/etc/accounts.yaml.sample
+++ b/etc/accounts.yaml.sample
@@ -1,3 +1,7 @@
+# The number of accounts required can be estimated as CONCURRENCY x 2
+# Valid fields for credentials are defined in the descendants of
+# auth.Credentials - see KeystoneV[2|3]Credentials.CONF_ATTRIBUTES
+
 - username: 'user_1'
   tenant_name: 'test_tenant_1'
   password: 'test_password'
diff --git a/tempest/common/accounts.py b/tempest/common/accounts.py
index ad88ea2..b31c19a 100644
--- a/tempest/common/accounts.py
+++ b/tempest/common/accounts.py
@@ -52,8 +52,11 @@
             hash_dict[temp_hash.hexdigest()] = account
         return hash_dict
 
-    def _create_hash_file(self, hash):
-        path = os.path.join(os.path.join(self.accounts_dir, hash))
+    def is_multi_user(self):
+        return len(self.hash_dict) > 1
+
+    def _create_hash_file(self, hash_string):
+        path = os.path.join(os.path.join(self.accounts_dir, hash_string))
         if not os.path.isfile(path):
             open(path, 'w').close()
             return True
@@ -66,20 +69,20 @@
             # Create File from first hash (since none are in use)
             self._create_hash_file(hashes[0])
             return hashes[0]
-        for hash in hashes:
-            res = self._create_hash_file(hash)
+        for _hash in hashes:
+            res = self._create_hash_file(_hash)
             if res:
-                return hash
+                return _hash
         msg = 'Insufficient number of users provided'
         raise exceptions.InvalidConfiguration(msg)
 
     def _get_creds(self):
-        free_hash = self._get_free_hash(self.hashes.keys())
+        free_hash = self._get_free_hash(self.hash_dict.keys())
         return self.hash_dict[free_hash]
 
     @lockutils.synchronized('test_accounts_io', external=True)
-    def remove_hash(self, hash):
-        hash_path = os.path.join(self.accounts_dir, hash)
+    def remove_hash(self, hash_string):
+        hash_path = os.path.join(self.accounts_dir, hash_string)
         if not os.path.isfile(hash_path):
             LOG.warning('Expected an account lock file %s to remove, but '
                         'one did not exist')
@@ -89,40 +92,35 @@
                 os.rmdir(self.accounts_dir)
 
     def get_hash(self, creds):
-        for hash in self.hash_dict:
-            # NOTE(mtreinish) Assuming with v3 that username, tenant, password
-            # is unique enough
-            cred_dict = {
-                'username': creds.username,
-                'tenant_name': creds.tenant_name,
-                'password': creds.password
-            }
-            if self.hash_dict[hash] == cred_dict:
-                return hash
+        for _hash in self.hash_dict:
+            # Comparing on the attributes that are expected in the YAML
+            if all([getattr(creds, k) == self.hash_dict[_hash][k] for k in
+                    creds.CONF_ATTRIBUTES]):
+                return _hash
         raise AttributeError('Invalid credentials %s' % creds)
 
     def remove_credentials(self, creds):
-        hash = self.get_hash(creds)
-        self.remove_hash(hash, self.accounts_dir)
+        _hash = self.get_hash(creds)
+        self.remove_hash(_hash)
 
     def get_primary_creds(self):
-        if self.credentials.get('primary'):
-            return self.credentials.get('primary')
+        if self.isolated_creds.get('primary'):
+            return self.isolated_creds.get('primary')
         creds = self._get_creds()
         primary_credential = auth.get_credentials(**creds)
-        self.credentials['primary'] = primary_credential
+        self.isolated_creds['primary'] = primary_credential
         return primary_credential
 
     def get_alt_creds(self):
-        if self.credentials.get('alt'):
-            return self.credentials.get('alt')
+        if self.isolated_creds.get('alt'):
+            return self.isolated_creds.get('alt')
         creds = self._get_creds()
         alt_credential = auth.get_credentials(**creds)
-        self.credentials['alt'] = alt_credential
+        self.isolated_creds['alt'] = alt_credential
         return alt_credential
 
     def clear_isolated_creds(self):
-        for creds in self.credentials.values():
+        for creds in self.isolated_creds.values():
             self.remove_credentials(creds)
 
     def get_admin_creds(self):
diff --git a/tempest/tests/common/test_accounts.py b/tempest/tests/common/test_accounts.py
index c24bfb6..feafbf5 100644
--- a/tempest/tests/common/test_accounts.py
+++ b/tempest/tests/common/test_accounts.py
@@ -185,3 +185,15 @@
                                  hash_list[2])
         remove_mock.mock.assert_called_once_with(hash_path)
         rmdir_mock.mock.assert_not_called()
+
+    def test_is_multi_user(self):
+        test_accounts_class = accounts.Accounts('test_name')
+        self.assertTrue(test_accounts_class.is_multi_user())
+
+    def test_is_not_multi_user(self):
+        self.test_accounts = [self.test_accounts[0]]
+        self.useFixture(mockpatch.Patch(
+            'tempest.common.accounts.read_accounts_yaml',
+            return_value=self.test_accounts))
+        test_accounts_class = accounts.Accounts('test_name')
+        self.assertFalse(test_accounts_class.is_multi_user())